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South Dakota Public University System's SDePay e-Commerce Process |
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During the 2004-05 academic year, credit card companies assessed the University System approximately $500,000.00 in bank fees to process tuition and fees made with credit and debit cards. Due to bank surcharges and other complications with credit card processing, many colleges and universities do not accept credit card tuition payments at all. Because we cannot continue to justify paying these processing fees, the University System has considered dropping this payment option. However, we recognize that many students and their families appreciate the convenience of using a credit and debit card, and we have searched for alternatives. The savings realized from the reduction of paying bank fees will provide additional funds to support instructional programs. |
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infiNET Solutions is the vendor with whom the South Dakota Public University System has contracted to provide for secure on-line payments, on-line statements, and e-Billing services. infiNET Solutions is providing QuikPay®, a hosted electronic bill and payment service. Our contract with them ensures that the processes are compliant with the Family Educational Rights and Privacy Act (FERPA) and the Gramm-Leach-Bliley (GLB) Act. |
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Almost 20% of our students/parents pay tuition and fees with their credit and debit card. Currently, the South Dakota University System has been absorbing the credit card processing fees charged by the credit card companies. The cost of these bank fees is increasing at an alarming rate. Although some schools have chosen to no longer accept credit or debit cards, we felt that with the high number of credit card payers we have, it would be a disservice to our University communities if we eliminated them altogether. The vendor, infiNET, has the expertise in on-line payment and billing systems to meet all security and privacy issues and meets the banking and credit card industry compliance requirements. Our contract with them ensures that the processes are complaint with the Family Educational Rights and Privacy Act (FERPA) and the Gramm-Leach-Bliley (GLB) Act. |
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That rate is determined by our vendor, infiNET. The Service Charge is charged to your credit or debit card and paid to infiNET. |
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VISA's credit card rules will not permit a company/vendor to a charge a percentage service charge. To accept VISA cards, VISA would require the University to apply a service charge fee for eCheck transactions rather than eChecks being a free service to the student or authorized payer. |
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| Colleges and universities all over the country have made similar changes to their credit card payment policies. Temple University is processing its credit card payments just like us. Penn State charges a fee for credit card payments, does not accept VISA, and accepts credit card payments only on its e-payment website. Other Universities not accepting VISA include Indiana University, Syracuse University, and the Universities of Illinois, Nebraska, and Texas. A number of colleges and universities are not accepting credit card payments at all, but the South Dakota University System searched for alternative options that would permit credit card payments. | |||||||||||||||||||||||||||||||||
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| American Express, Discover Card and MasterCard can be used to pay student charges online. The links to the online payment site can be found on the email notification and on WebAdvisor. If you use a card to pay your bill, a 2.75% service charge will be charged by and payable to infiNET. You will not be charged a fee if you pay online by eCheck. The South Dakota University System does not accept credit or debit card payments for student tuition and fee charges. |
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| Our vendor infiNET will process American Express, Discover Card, or MasterCard payments on SDePay. The links to online payment site can be found on the email notification and on WebAdvisor. If you use a card to pay your bill, a 2.75% service charge will be charged by and payable to infiNET. You will not be charged a fee if you pay online by eCheck. The South Dakota University System does not accept credit or debit card payments for student tuition and fee charges. |
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| Tuition and fee charges will be identified on the credit card statement with this description: SD TUITION & FEE PAYMENT The Service charge fee will be identified on the credit card statement with this description: INFINET SERV FEE SDBOR Tuition and fee charges will be identified as a normal debit charge on your bank statement. |
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| You can pay online from any computer that has internet access, for example from home, from your dorm room, from the campus library or campus student center. The University Business Office staff will not be able to process your online credit/debit card payment at the campus cashier station, however the cashier will be able direct you to a kiosk for you to use to process your payment securely online. If you use a wireless connection you are advised to use encryption to protect your personal information. | |||||||||||||||||||||||||||||||||
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An email notification will be sent from e-commerceProcess@sdbor.edu to your official university email address, announcing that the Student Account Statement is ready to be viewed/paid online. The announcement will also be forwarded to the email address of Authorized Payers. This will be sent each time a new statement with an outstanding balance is processed. We will continue to send paper bills to your address of record through Summer 2006. Starting Fall 2006 only email notifications will be sent regarding student billing information.
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| You can still view the Student Account Statement online without having to make secure online payments. If you wish to pay by paper check, please include your student id number on the bottom of the check to insure the amount is posted to your account. Mail your payment to the address listed on the statement. We cannot accept or process credit or debit card information through the mail or by phone. We hope that you will try the online payment feature of SDePay. It is quick, convenient, secure, and you won’t have to pay postage or check fees. | |||||||||||||||||||||||||||||||||
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| You can use the SDePay system from any Macintosh or PC running Microsoft Internet Explorer 5.1. or newer, or Netscape Navigator 6.0 or newer. | |||||||||||||||||||||||||||||||||
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| Students within the University System will automatically be provided an official University email address upon admission. University policy requires all students to regularly check messages sent to their University email address. After receiving the eBill notification students will be responsible for forwarding the notification to their personal email accounts. |
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| No, only checks from regular bank, savings and loan and credit union checking accounts will be accepted. Checks issued from savings accounts, credit card companies, money market accounts, home equity or other lines of credit cannot be processed as an eCheck. However, you can mail those checks. If you wish to pay by paper check, please include your student id number on the bottom of the check to insure the amount is posted to your account. Mail your payment to the address listed on the statement. |
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| Yes. If you wish to pay by paper check, please include your student id number on the bottom of the check to ensure the amount is posted to your account. Mail your payment to the address listed on the statement. We cannot accept or process credit or debit card information through the mail. |
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| Instead of mailing out student invoices each semester, you will be emailed a notification from e-commerceProcess@sdbor.edu that a new statement is ready to view and pay in SDePay. The email notification will be sent to your official university email address. Any authorized payers which you have created profiles for will also receive the email notification. Payment and payment plan arrangements will still be due prior to the start of the term. You will receive additional emails anytime a new statement is posted to your account. However, at anytime, you will be able to view and pay your current balance online. | |||||||||||||||||||||||||||||||||
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| If you have not received an email notification before the tuition payment deadline, you need to contact the Registrars’ Office to confirm your University assigned email address and password. You are responsible for the timely payment of your tuition and fees. You can always view your account balance on WebAdvisor and pay from that information or stop by the Cashier Office to obtain your balance owed. |
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The benefits to students will be: they are able to make payments at their convenience, they won’t have to stand in line to pay tuition and fees, they won’t experience being placed on hold on the telephone or getting a busy signal, they won’t have to come to campus to make a payment and won’t have to fear a late payment charge due to a delay in surface mail.
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Log into SDePay eBilling site via WebAdvisor. You will need to have the email address of the Authorized Payer to complete the setup process.
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If you have questions, please email us at:
WebAdvisor links:
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